Real Estate Professionals In California
California real estate is the most sought after and expensive real estate in the United States. It has a wide variety of diverse properties, from condos to vacation homes to single-family residences to apartments. Therefore, while searching home or commercial property in California, having property professionals by your side will make your search easier.
Generally, real estate professionals in CA include real estate agents, realtors, mortgage broker, and mortgage company. Buyers and sellers more often need them during the time of buying or selling.
1. Real Estate Agents
A Realtor is either a person or an organization whose business is to market real estate with respect to clients. There are buyers agent, sellers agent and dual agents who work for both seller and buyer. Their main function is to look for suitable houses, negotiate price and terms on behalf of both, and prepare a standard purchase or selling contract.
2. Realtors
They use their customers to define their demands and identify suitable alternatives. Those are the total real estate solution providers starting with identifying the property to closing the offer.
3. Mortgage Broker
These professionals have specialized in the entire loan processes and help their customers in getting the best loan to suit their needs. They are either companies or individuals who work closely with mortgage lenders to provide a wide variety of loan schemes to their customers. They behave as a mediator between mortgage lender and customer. They?re ready to assist you with your lending needs. They will help you through the process and requirements-from home inspection to insurance.
4. Mortgage Lender
They would be the companies who actually get credit to the customers through the brokers. In the past, lenders were almost banks and saving& loan associations. Because of their limited options in lending, various sorts of lenders have joined in this field. Today, most mortgage bankers behave as wholesale lenders. They offer loans at a lower interest rate than banks. Lenders deal with these lenders that have wholesale loan department for his or her customers.
Hence, it is a team work of all agents, realtors, brokers and lenders to provide better service to their customers. By effectively utilizing their own resources, they can co-ordinate with each other
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Source: http://www.focusexe.com/real-estate-professionals-in-california/
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