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Employers Are Required to Provide Workers' Compensation ...

As any South Carolina workers? compensation attorney will be able to tell you, employers that employ more than four workers, either part- or full-time, are required to provide workers? compensation insurance to their employees. There are a few exceptions to this rule, such as organizations that have a total annual payroll of less than $3,000 and specific industries such as railway, textile, and real estate. A lot of employers who are not obligated to purchase workers? comp insurance buy it anyways, as workers? comp benefits provide the employer with a host of benefits as well.

Workers? comp insurance will pay workers that are injured on the job for a portion of their medical expenses and the wages they lost while recovering from their injury. If the worker?s injury was particularly severe or permanent, workers? comp insurance may also cover future lost wages, as compensation for disfigurement. Having workers? comp protects employers from being liable for their employee?s injuries.

In order to make a worker?s comp claim, the claimant must fall under South Carolina?s legal definition of ?employee.? This definition is quite broad, including workers that are adults and minors, full-time and part-time. The main criterion is how much control the employer has over the worker: a high degree of control distinguishes an employee from a freelancer.

If you are a workers? compensation claimant, you will benefit from having an experienced South Carolina workers? comp attorney on your side to pursue a settlement from the workers? comp insurance company. Call a dedicated South Carolina workers? attorney at The Dennison Law Firm today for a free initial consultation.

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Source: http://www.dennisonlawfirm.com/blog-post/employers-required-provide-workers-compensation-insurance-employees/

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